Coverage ratio) was at 168%, decreased from 183% as of the end of last year, remained being at appropriate level. 6 Liabilities The consolidated liabilities of the Company as of May 31, 2024 totaled 68,680
appropriate level. However, the allowance for ECL to accounts receivables is at 8.9%, covering both SM Stage 2 and NPL Stage 3. Accounts Receivable Segmentation Credit Card 43%Personal Loan 48% Hire Purchase 9
could be attributed to increase in impairment loss on loans and debt securities in line with non-performing loans to total loans, which remained at a high level. Net fees and service income – one of
the third quarter of 2017. As commercial banks prioritized managing liquidity at a level appropriate for ebbing demand for loans amid repayment of loans from businesses, government sector and SMEs, net
supervision of personal loan business to include car title loan, to allow grassroots-level consumers improved access to loan at a reasonable cost and ensure fair conditions for them. Revise criteria to allow
business operations and financial services, while also boosting financial service accessibility among service users, at reduced cost. 2. Notification of the Director-General of the Revenue Department on
operate as plan i.e. accessibility of the raw material, high competition and reliance on the government policy. However, the Company will be benefit from the good business relationship with the palm
high demand and to reduce the reliable on the domestic revenue. The Company also aware of the risk and impact if the Company is unable to operate as plan i.e. accessibility of the raw material, high
Transition”, wherein the private bank’s leading economists imparted knowledge at the international level to participants, and the session was broadcast live via digital channels for customers who could not
Company. Besides, KMM is the same-level-subsidiary to the Company and the connected person of NMG. Therefore, NMG and KMM are considered the connected persons in accordance the Notification of the Capital