สร้างประโยชน์ร่วมกนั โดย เป้าหมายทางธุรกิจดงักล่าว ไดแ้ก่ 1) ธุรกิจดา้นการให้สินเช่ือและธุรกรรมท่ีเก่ียวขอ้ง (Credit Business) 2) ธุรกิจ Private Banking และ 3) ธุรกิจ Investment Banking โดยในส่วนของธุรกิจ
businesses. (2) In 2019 the Group adjusted the accounting classifications of Costs of Sales and Service and Selling Expenses to be more suitable and in line with other companies in the same industry. In the
net profit was at Bt6,032mn, decreased -5.4% YoY and -4.3% QoQ pressured by lower EBITDA in 3Q22 partially offset by less unrealized foreign exchange loss and lower finance cost. Financial position
. However, the revenue from credit card increased 2%, in line with continued growth in card spending and aligned with the credit card receivables in the industry. However, although the overall economic growth
main lime consuming sectors of the industry continue to expand: the sugar cane harvest will be flat compared to last season which was a record year. The steel industry will continue to grow but at a
bandwidth from the auction. This has resulted in AIS being the operator having the largest bandwidth in the industry, 2x60MHz in total, and has enhanced AIS’ s capability to provide the most efficient 4G
in the same industry. In the 1st quarter of 2019 and 2020, the total costs of sales and services decreased from THB 380.9 Mn to THB 362.4 Mn respectively, a decrease of THB 18.5 Mn or 4.9 % which was
general, AIS has policy to mitigate currency risk using forward contract to partially cover capex payable. Finance cost was Bt1,460mn, decreasing -5.5%YoY due to lower interest rate while increasing 5.4%QoQ