(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED 30

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decrease in gross profit for Baht (5.34) million. Main reason was that, in Q1/2018, the company already had a renew contract from the main repeat customer who requested the company to prepare the training

cloud services of National Telecommunications Public Company Limited, the Project to procure an application management system and automated platform of the Social Security Office, the Project to provide

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(Translation) 9 April 2019 Subject: Disclosure of Additional Information on the Tender Offer for the Securities of Glow Energy Public Company Limited (Form 247-4) No.1 Attention: Secretary-General

expenses 81.3 81.7 64.4 (0.4) (0.5) 16.9 26.2 Income tax expenses 80.8 96.6 95.9 (15.8) (16.4) (15.1) (15.7) Revenue from sales and service Most of revenue from sales and services of the company comes from

traveler. LH Financial Group Public Company Limited Management Discussion and Analysis for the Third Quarter ended 30 September 2018 Page 6/21 3.5 Debit Chip Card Service is a security card with chip card in