relationship managers (RMs) as well as KASIKORN ASSET MANAGEMENT Co., Ltd., to better meet both personal and business needs of our customers. With our focus placed on advisory services with no hard selling

Company Limited (“the Company”) would like to submit the management discussion and analysis of the operating results for the first half of 2020 ended June 30, 2020 as follows: Revenue from Software

1 Bangkok Commercial Asset Management Public Company Limited Management Discussion and Analysis For the first quarter ended March 31, 2020 Bangkok Commercial Asset Management Public Company Limited

Management Discussion and Analysis For the first quarter ended March 31, 2020 Bangkok Commercial Asset Management Public Company Limited 99 Surasak Rd., Silom, Bangrak, Bangkok 10500 Thailand Tel 0

1188 FAX : +66 (0) 2625 1103 www.jubileediamond.co.th CS 08/2018 May 8, 2018 Subject Declaration of Operating Results for the first quarter of year 2018 Attention Directors and Managers The Stock

(Translation) Ref.No.LEE 04/2020 14 May, 2020 Subject : Management Discussion and Analysis for the first quarter ended March 31, 2020 To : President of The Stock Exchange of Thailand We submit

(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE UNREVIWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

hasbasic understanding of general laws related to the profession. The qualifications will be considered from the personnel’s: □(2.1) First name, last name, and education; □(2.2) Work experiences, given with

related to the profession. The qualifications will be considered from the personnel’s: □(2.1) First name, last name, and education; □(2.2) Work experiences, given with specific information regarding work

. Clause 7/1. A securities company shall be a member of Thai Bond Market Association. The provision under the first paragraph shall not apply to the case where securities company cease the business as debt