customer experience. We have collaborated with our partners, cross-industry and cross-border, to create ecosystem partnerships under the “KASIKORNBANK and Beyond” concept, taking into account changing

that can be Adjusted to Meet Customer Demands Create New Concept Store Creating Partnership to Increase Sales and Enhance Take-home Products Expand through Franchise Channel Enhance Dynamic Pop-up Store

lifestyle with Pop-up Store Create New Concept Store Continue building partnerships to expand service extensivity Expand through Franchise Channel Enhance Dynamic Pop-up Store 4 3 In Q3 and Q4/2020, After You

through franchise models • Focus on regional branch expansion throughout major cities in order to create opportunities to capture more customers • Target to expand to total of 100 branches by the end of

create awareness in the Hong Kong market. The Company also plans to open a second branch in Hong Kong in the third quarter of 2022. In the long term, the Company goal is to expand not less than 5 franchise

into the portfolio to increase the accessibility to new target consumers and create opportunities for sustainable growth. Expanding (Pop-Up Stores) • At the beginning of the second quarter of 2022, the

for growth abroad in order to create long-term growth and to diversify risks. As a result, within this year, the Company plans to sign more franchise contracts in CLMV countries to open After You

opportunities abroad beyond Hong Kong, with plans to sign contracts with franchisees in CLMV countries to open After You dessert cafe in order to diversify risk of relying solely on domestic income and to create

increasing demand for data storage services like cloud and data center. Industry players also focus more on tailored service offerings in targeted industries, aiming to create values beyond connectivity with

a CLMV country in April 2024. This will help to diversify the Company's revenue sources and create long-term growth. Significant Event a n d B u s i n e s s D i r e c t i o n : Trends of the