, and managing loan quality and NPL continue to be major challenges. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks can still

banks will continue to focus on managing loan quality. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks will be able to handle

continue to be major challenges. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks can still maintain an adequate cushion for NPL in

. Subject to our regular reviews and improvements in liquidity risk management processes at KBank and K Companies, these actions are consistent with economic circumstances and rapid changes in financial asset

their business opportunities going forward. We are therefore continuously monitoring and analyzing the course of events. Subject to our regular reviews and improvements in liquidity risk management

country, identify the name of such stock exchange and whether or not it is the main stock exchange. 5.5 Financial institution with regular contact (only in case of debt securities offeror) Part 2 Corporate

regular contact (only in case of debt securities offeror) - 21 - SEC Classification : ใชภ้ายใน (Internal) Part 2 Corporate Governance Describe the action or compliance with the Corporate Governance Code (CG

down for 38 days for routine maintenance and catalyst change which was due for scheduled replacement. The US gas cracker will provide ethylene feedstock is expected to start up in 1H19. Fibers Production

674 million mainly due to an increase of electricity profit, caused by shorter maintenance period, comparing to the same previous year. Additionally, in 2018, there were costs of replacement and

oil price is further backed by concerns over supply after the replacement of the US Secretary of State, creating tension that the US may revisit its sanction policy on Iran with respect to the country’s