Public Company Limited (“the Company”) would like to submit the Management Discussion and Analysis for the second quarter ended June 30, 2020 as follows: Revenue from Sales For the first 6 months of 2020

is equivalent to 30.99%, compared to the same period last year 2019. 1.1 Revenue from sales of land and houses In first three months of 2020, the sales revenue from land and houses recorded Baht 45.46

Limited (“the Company”) would like to submit this Management Discussion and Analysis for the six-month period ended 30 June 2019 with details as follows: Summary overview In the first six months of the year

the primary market through initial offerings of shares and convertible bonds directly to a group of no more than ten investors and employees, with an aggregate value of no more than 20 million baht

Discount of not more than ten percent of the Market Price (Enclosure 1) Primary information 1) Providing additional information of the connected persons of Silom Road Limited and Mr. Viroj Tangjettanaporn

the second quarter of 2017 compared with the first quarter of 2017, non-interest income rose by Baht 533 million or 4.9 percent due to an increase in gains on disposal of assets and dividend income

contracted more severely than in the first quarter as a result of strict measures implemented worldwide to contain the Coronavirus Disease 2019 (Covid-19) pandemic which disrupted economic activities in many

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

for the first six months of 2018 of the Company and subsidiaries has continuously increased as follows (1) Revenue from program rights increased19.86% from the same period of 2017 (2) Revenue from