. Implementation of new financial reporting standards (group of financial instruments) The Bank and its subsidiaries adopted the TFRS 9 from January 1, 2020 onwards, without restating previous financial statements
take necessary actions for its clients to obtain the rights and benefits arising from any securities or instruments owned by the clients which are under its custody from the issuers of such securities or
from any securities or instruments owned by the clients which are under its custody from the issuers of such securities or instruments within an appropriate time. A securities company shall not declare
registered as a derivatives intermediary in the category of a derivatives agent; and “net exposure” means the net value of investments made, whether directly or indirectly, in instruments or agreements under
showing the fixed offer price in order for the investors to be aware of such information before subscribing for the instruments. Clause 18 The approved person shall make an initial offering of any
exchange rate risk; (2) The country and political risk; (3) The repatriation risk. In case of investment in the instruments of companies established and offering for sale in the Greater Mekong Subregion
Dealer (PD), the bank was the PD for the fund management companies which had the various fund types consists of debt securities and equity instruments, retirement mutual fund and long term equity fund. 4.4
lower coupon rate, and partial utilization of short-term instruments from financial institutions. PERFORMANCE BY BUSINESS Rental Properties Business 2017 2018 Increase/(Decrease) THB mm THB mm THB mm