) utility token for the purposes related to financial and investment services and speculation similar to financial products, ex., native token and governance token, etc.** The 13 related notifications are

3.3 Customer Segments and Services 11 3.4 Service Channels 16 3.5 Awards and Commendation 19 4. Operating Performance and Financial Position Analysis 20 4.1 Operating Performance 20 4.2 Financial

in order to empower every customer’s life and business, we recognize the importance of digital financial technology’s role vis-à-vis changing consumer behavior in using services, especially amid the

and to enhance the financial services with expertise in wealth management, digital banking and trade finance of CTBC Bank through Land and Houses Financial Group which consists of; - LH Financial Group

, especially through efficient cost management and expansion of their customer base and income from financial transactions and services via digital platforms. Close attention should be paid to the overall

digital media, which is changing how consumers use financial services. The changing nature of financial transactions make it more convenient and faster for consumers to make payments, transfer and raise

Cyber risk refers to risk that may arise from financial transaction services provided via digital channels, data management, cyber threats and the use of IT to support business operations. It may come

introduced customized financial services and innovations that provide greater customer convenience, speed and reliability with ever-greater consideration of consumer protection and customer privacy. Being

also creating innovative products and comprehensive services in keeping with changing customer expectations regarding financial services, with ever-greater consideration of consumer protection and

Limited has the total 133 branches, the number of branches is equal to the year of 2017. Products and Services Land and Houses Bank Public Company Limited has continuously developed for the financial