academic stages for interesting issues for exchange of views, and supports development and application of innovations and technology in capital market processes. SEC will monitor progress in aspects and

controllers and processors of personal data must follow necessary processes, such as, notification of objectives on collecting, processing or disclosing the personal data, requesting of consents, protection

creativity bring us new businesses, products and services or production processes. Businesses operating amid increasingly fierce competition need innovation and creativity to increase incomes and profits, a

At present, customer service processes of business operators already include KYC and CDD procedures to verify customer identity and profile prior to the provision of services. However, in light of

total revenues of Bt41,2050mn, a slight decline of 0.3% YoY but an increase of 6.8% QoQ. Service revenue (excluding IC) was Bt32,611mn, an increase of 3.1% YoY and 0.5% QoQ, driven by the continuation of

revenues from sales of THB 6,333 million, slightly drop by 0.5% YoY (or THB -31 million). The reasons for total revenues decline were 1) Lower OEM businesses, especially OEM bottles sales (-33.7%), 2

decreased as a result of the decline in retail and wholesale sales. Management Discussion & Analysis Q3/2023 2 I 10 Nevertheless, some channels had an increase in sale revenue which include (1) Commercial

financial activity in the digital realm. In response to these challenges, each commercial bank prioritizes the continual development of cyber security policy, processes and systems in line with

reduced Market GRM, following the decline in refinery production volume due to the TAM, as well as a decrease in average Gasoline/Dubai crack spread and Fuel oil/Dubai crack spread, and the rise in crude

derived from revenue generated from Outrigger group being acquired on 12 June 2018 as well as Crossroads project officially opening on 1 September 2019. 9M19 Net profit at THB 702m, or 33% decline YoY