institution established under a specific law and treated as a financial institution under the Law on Loan Interest of Financial Institutions 2 ; 1 The Law on Financial Institutions means the Financial

Proceeds: the issuer must demonstrate the tracking of the managed proceeds for the designated project and credit the proceeds into a sub-account, in clear separation from the issuer’s other accounts; 2.4

portal approval, an applicant must have the same qualifications and work systems required for equity crowdfunding, and must also have a system for assessing credit worthiness and risks of the debt

credit facilities with financial institutions. Utilization of funds from the issuance of newly issued ordinary shares as of September 30, 2024, is as follows: Purpose of fund utilization Budgeted amount

channel for REIT to obtain a loan at a lower cost with more flexibility while more financial product variety will serve investors with further investment choices. In addition, the new regulations will help

raising channel for start-ups, small and medium-sized enterprises (SMEs) and technology-based and creative businesses as well as business restructure to have access to financial support from investing

level as the previous quarter. This was mainly contributed from an increase in credit card income by 14%, personal loan income by 15% and other incomes in bad debt recovery and collection service income

revenues were 5,093 million baht, an increase of 553 million baht or 12% y-y. This is the result of an increase in credit card and personal loan incomes as well as bad debt recovery continue to improve. As

Express (Thailand) Limited (“Kerry”) with a total investment of THB 5,901mn. Kerry is the country’s leader in parcel delivery. Currently, Kerry’s services channel covers 1) Business-to-Business (B2B), 2

stimulate expenditure, including: Let’s Travel Together; credit limits increase; debt moratorium and measures for social-welfare card holders etc. Although these measures have now been implemented, consumer