of human resources in financial and technology sectors to drive the innovations and bring back healthy society in year 2021 after COVID-19 pandemic. In this year event, participants will experience

exemption from an event of default under the terms and conditions for the issuer's proposal to revise repayment terms for NAKON25OA and NAKON264A bonds at the Bondholders' Meeting No. 1/2025 (including any

“credit derivatives” derivatives (credit event) P a g e 6 | ( ) KTFFE86 86 Krung Thai Fixed Income FIF Enhanced86 Not for Retail Investors “credit event” “credit rating” CRA “currency risk” FX “delta

the Independent Financial Advisor’s Opinion is the definitive and official document and shall prevail in all aspects in the event of any inconsistency with this English Translation. Attachment no. 16

director. The executive director is authorised to determine, alter the conditions and details regarding the issuance and offer of each types of debentures in each time; to undertake any further necessary

scope of power of the executive director. The executive director is authorised to determine, alter the conditions and details regarding the issuance and offer of each types of debentures in each time; to

. The event this year focused on stewardship, and the positive impact this crucial lever for investors can have in mitigating the systemic risk posed by climate change. We hope this session provided a

businesses since we focus on expanding customer base with business expertise • Overall gross profit margin increased from 9.8% to 11.3% amount Baht 45 million. 2019 2018 Change % Change Revenue 1,839 1,673 167

%, increased from the same period last year by Baht 12.79 million or 16.7%, which changed in the same direction of revenue. The major change was due to increasing of branches rental expense, marketing and

Summary Significant Event Operating Highlights in Q1/2023 Q2/22 Q2/23 Change +/(-) 1H/22 1H/23 Change +/(-) (THB million) %YoY %YoY Operating Revenue 230 299 30% 428 563 32% Gross Profit 147 192 31% 267 361