mainly on borrowers with good track records, as well as existing low-risk customers. 2.2 Market Risk Management Overall, movements in foreign exchange and interest rates at home and abroad remained

businesses. We also prioritize risk assessment through prudent screening and close monitoring of borrowers. At the same time, KBank has focused mainly on borrowers with good track records, as well as existing

borrowers, and remained vigilant on risks. Meanwhile, we mainly targeted borrowers with good track records or existing low-risk customers, while giving greater weight to digital lending. 2.2 Market Risk

risk assessment through prudent screening and close monitoring of borrowers. At the same time, KBank has focused mainly on borrowers with good track records, as well as existing low-risk customers

แบบแสดงรายการข้อมูลการเสนอขายหลักทรัพย์ (UNOFFICIAL TRANSLATION) Readers should be aware that only the original Thai text has legal force, and that this English translation is strictly for reference. 2 Registration Statement for Securities Offering (Form 69-1) Company: .......... (Name of Securities Offeror) ….....… Offers for Sale ....................................................................................................................................................... .................

... [บริษัทนี้ยกเลิกการใช้งาน] THANACHART ... [บริษัทนี้ยกเลิกการใช้งาน] TRUE VISION... [บริษัทนี้ยกเลิกการใช้งาน] TrueVisions... A&P SIAM NEO GROUP PUBLIC COMPANY LIMI... A-HOST COMPANY LIMITED A.C RECORDS

/share allotment 7.1 Dividend policy The Company has a policy of paying dividend at the rate of not less than 40 percent of the net profit after the corporate income tax according alone financial

the corporate income tax according alone financial statements and after the legal reserves reduction, subject to the Company’s performance, financial status, liquidity, investment plan, the need of

has a policy of paying dividend at the rate of not less than 40 percent of the net profit after the corporate income tax according alone financial statements and after the legal reserves reduction

appliances. For the past six years, tourism has continued to expand briskly. In 2017 alone, Thailand received approximately 35 million foreign visitors, generating Baht 1.82 trillion (approximately US $53.6