adverse economic situation led to a cautious consumer spending across customer segments. However, the Company expected total usage amount to continue to recover from 2nd quarter of this year. The Company
, Revenue from Hotel Business was THB 1,298 million, an increase of 1.6% yoy, mainly from continuing growth in owned hotel in overseas even adverse impact from FX translation and revenue from Elite Havens as
sale of bonds may be in contrast to the public interest or national policy; (3) the offer for sale of bonds may cause an adverse effect to the credibility of the Thai Capital Market as a whole; (4) the
and adjustment of unsecured personal loan providers after measures for controlling credit card and personal loan under supervision of the Bank of Thailand came into force September 1, 2017. Focus should
important business line and its trend were summarized as follows: 1. Personal Loans Business J Fintech Company Limited, operating a personal loan business, which its performance has been improved. Whereby in
e-KYC service and by the end of 2019, it is expected to have the SIM Card selling with e-KYC service kiosk for all mobile operators. For Loan business (Personal Loan / Nano Finance/ Car for cash) will
majority of selling expense was sale personal expenses and logistic expenses. This year, the Company and its subsidiaries have no obligation to reserve doubtful debt as in the first quarter of the previous
revenues were 5,093 million baht, an increase of 553 million baht or 12% y-y. This is the result of an increase in credit card and personal loan incomes as well as bad debt recovery continue to improve. As
the nine-month period of 2018, loans shared 30% of total turnovers (shared 21% from personal loan and 9% from purposed loan for mobile phones, IT products, electrical appliances and etc. at department