estate and construction 22,221.5 21,590.0 631.5 2.9 Public utilities and services 41,226.2 40,245.3 980.9 2.4 Housing loans 24,658.9 27,342.4 (2,683.5) (9.8) Financial intermediation 28,091.7 29,106.2
Real estate and construction 23,469.3 21,590.0 1,879.3 8.7 Public utilities and services 39,017.4 40,245.3 (1,227.9) (3.1) Housing loans 23,572.5 27,342.4 (3,769.9) (13.8) Financial intermediation
mining 867.9 183.3 684.6 373.5 Manufacturing and commerce 39,909.8 33,602.2 6,307.6 18.8 Real estate and construction 22,893.8 21,590.0 1,303.8 6.0 Public utilities and services 40,527.0 40,245.3 281.7 0.7
business loans December December Variance 2019 2018 Amount (%YTD) Agricultural and mining 12.9 867.9 (855.0) (98.5) Manufacturing and commerce 38,315.5 39,909.8 (1,594.3) (4.0) Real estate and construction
and operate in real estate Related transaction: No any related transactions Shareholders: 1. Mr. Seree Techateerawat 90.00% 2. Mr. Prakit Techateerawat 5.00% 3. Mrs. Anong Techateerawat 5.00% Director
10.79 NTA 203.85 Net profit 2019 Consolidated (16.76) Net profit 2019 Company (17.20) Criteria used in the calculation of transaction value 1. NTA = Not used because the acquired asset is real estate 2
Holding Company investing in retail business such as mobile phone distribution and accessories, non-performing debt management, real estate development, hire purchase (associated company), personal loan
-Value (LTV) ratio for mortgage loans which led to a decline in bank lending to the real estate sector. The Bank of Thailand also implemented policies to encourage commercial banks to focus on sustainable