, 2017, were issued to improve regulations, procedures and conditions for conducting business of credit card and personal loan under supervision, effective September 1, 2017, with salient points as follows

investment. Investment consultant is categorized as follows: (1) general investment consultant means an investment consultant providing consultation only on capital market product not having complex

Digital ID (NDID) program – which will become the nation’s centralized system for digital identity verification and authentication – are as follows. 3 1. Banks must seek consent from customers and inform

Company and its subsidiaries and related parties of the Company and its subsidiaries as from 31 December 2016 to 31 December 2017 can be summarized as follows: Individual / Juristic Person Who May Have

credit ratings from the end of 2017 and the end of March 2017. Details of the Bank’s credit ratings are as follows: Credit Rating Agency * March 31, 2018 December 31, 2017 March 31, 2017 Moody’s Investors

Baht 13,000.00 million, which may result in a change in financial ratio relating to capital structure for the nine-month period ended 30 September, 2019 as follows: Financial ratio For the nine-month

THB 12,931 million, a decrease of THB 153 million when compared to December 31, 2018 in which key changes are described as follows; 1. PP&E decreased by THB 351 million due to depreciation in year of

FX fluctuation normally causes no material impact on overall performance of the company. B.Grimm always has well-planned strategies to manage the FX risk as follows; 1) Natural hedging where the ratio

Revenue Structure ILM operates as a retailer of furniture and home furnishing products. The Company‘s sources of revenue can be divided into 4 main businesses as follows: Retail Stores 76.3% Projects 12.9

Department of Lands. Maximum tax rates vary by asset type and will become effective from January 1, 2020, as follows: Asset types Maximum Tax Rates (%) Land or buildings used for the purpose of agriculture