At the end of June 2018, credit-rating agencies maintained the Bank’s credit ratings from the end of March 2018 and the end of 2017. Details of the Bank’s credit ratings are as follows: Credit Rating

:55 น. 16 Credit Ratings Details of the Bank’s credit ratings as of September 30, 2018 are as follows: Credit Rating Agency * September 30, 2018 June 30, 2018 December 31, 2017 Moody’s Investors Service

retailer of furniture and home furnishing products. The Company’s sources of revenue can be divided into 4 main businesses as follows: Operating Highlights Q2/2019 Q1/2020 Q2/2020 Change +/- 6M/2019 6M/2020

The LH Financial Group Public Company Limited’s shareholding structure is as follows: Ms. Piengchai Harnpanich LH Financial Group Public Company Limited Management Discussion and Analysis for the Third

ratings are as follows: Credit Rating Agency /1 June 2020 March 2020 December 2019 Moody’s Investors Service Long-term Deposit Baa1 Baa1 Baa1 Short-term Deposit P-2 P-2 P-2 Senior Unsecured Debt Instrument

furniture and home furnishing products. The Company‘s sources of revenue can be divided into 4 main businesses as follows: Retail Stores 76.5% Projects 12.0% Rental & Services 4.8% Revenue from other sales

positive from stable. Details of the Bank’s credit ratings are as follows: Credit Rating Agency * September 2019 June 2019 December 2018 Moody’s Investors Service Long-term Deposit Baa1 Baa1 Baa1 Short-term

Statement (“Registration Statement”), and the effective date of the Registration Statement; - Specify the investor warning as follows: “Before investing, investors must exercise their discretion in

establishes regulations on the supervision of derivatives clearing houses as follows: (1) good governance and organizational structuring, as detailed in Chapter 2; (2) regulations on business operation, as

company and its subsidiaries had net cash received for Baht 1,752 million. The details are as follows: • Net cash flow from operating activities of Baht 6,108 million. • Net cash used in investing