hire purchase portfolio declined by 2.7% from the end of 2018. For asset quality, the Non-Performing Loans (NPLs) to total loans ratio for 2Q19 increased to 4.2% from 4.1% at the end of 2018. On Special

Service Coverage Ratio (Times) 79.87 56.23 (3) Asset Management Capability (3.1) Debtor Quality, Accounts Receivable Aging, Provision and Sufficiency of Allowance for Doubtful Debts The Corporate Group’s

fast growing market through a quality bank of scale  Uniquely positions the Bank to capture new and expanding opportunities arising from increasing ASEAN financial and economic integration  Increases

crisis together with no layoffs or pay cuts. The work-from-home policy has been implemented together with several measures to ensure that high quality of our services is not impacted. For business, most

OIL AND RETAIL BUSINESS PUBLIC COMPANY LIMITED PTT PUBLIC COMPANY LIMITED PYLON PUBLIC COMPANY LIMITED QTC ENERGY PUBLIC COMPANY LIMITED QUALITECH COMPAMY PUBLIC COMPANY LIMITED QUALITY HOUSES PUBLIC

OIL AND RETAIL BUSINESS PUBLIC COMPANY LIMITED PTT PUBLIC COMPANY LIMITED PYLON PUBLIC COMPANY LIMITED QTC ENERGY PUBLIC COMPANY LIMITED QUALITECH COMPAMY PUBLIC COMPANY LIMITED QUALITY HOUSES PUBLIC

OIL AND RETAIL BUSINESS PUBLIC COMPANY LIMITED PTT PUBLIC COMPANY LIMITED PYLON PUBLIC COMPANY LIMITED QTC ENERGY PUBLIC COMPANY LIMITED QUALITECH COMPAMY PUBLIC COMPANY LIMITED QUALITY HOUSES PUBLIC

OIL AND RETAIL BUSINESS PUBLIC COMPANY LIMITED PTT PUBLIC COMPANY LIMITED PYLON PUBLIC COMPANY LIMITED QTC ENERGY PUBLIC COMPANY LIMITED QUALITECH COMPAMY PUBLIC COMPANY LIMITED QUALITY HOUSES PUBLIC

OIL AND RETAIL BUSINESS PUBLIC COMPANY LIMITED PTT PUBLIC COMPANY LIMITED PYLON PUBLIC COMPANY LIMITED QTC ENERGY PUBLIC COMPANY LIMITED QUALITECH COMPAMY PUBLIC COMPANY LIMITED QUALITY HOUSES PUBLIC

OIL AND RETAIL BUSINESS PUBLIC COMPANY LIMITED PTT PUBLIC COMPANY LIMITED PYLON PUBLIC COMPANY LIMITED QTC ENERGY PUBLIC COMPANY LIMITED QUALITECH COMPAMY PUBLIC COMPANY LIMITED QUALITY HOUSES PUBLIC