Discussion and Analysis of the Company’s Performance for the three-month period ended March 31, 2019 Baht Million 2018 2019 +/(-) +/(-) % Total revenues 345.79 424.07 78.28 22.64% EBIT 108.28 121.12 12.84

TRIS Rating. Branch Networking At present, the total branches of Land and Houses Bank Public Company Limited was 133 branches, number of branches has the same number when compared to the end of 2016

Bank through private placement or 35.6169% of the total paid-up capital and on July 27, 2017, the company has received the subscription of the newly issued ordinary shares current from CTBC Bank, totaled

private placement or 35.6169% of the total paid-up capital and on July 27, 2017, the company has received the subscription of the newly issued ordinary shares current from CTBC Bank, totaled Baht

would like to present analysis of the operation result as follows: Summary of operating results for Q2/2019, Ended of June 30, 2019 Unit : Million Baht Power Generation Others Total Change Increase

the two languages, the Thai version shall prevail. The objective of this MD&A is to present the information and the explanation of financial status and operating results as of the date hereof. However

: Management Discussion and Analysis For the years ended 31 December 2019 Summary of Performance Sales Revenue For the years ended 31 December 2018 and 2019, the Company recorded total sales revenue of THB

notification of project awarded no. CAZ-016-2563, dated 13 July 2020). Additional, at present bidding construction contracts from target customers are based on their requirements. Lead to the Group construction

expenses as they were required to set aside reserves for employee welfare benefits in compliance with the amendment to the new Labor Protection Act. Meanwhile, NPLs to total loans edged up slightly from the

Summary The operating results for the year ended 31 December 2017 were that the Company generated total revenues of 9,271 million Baht; or an increase of 69.6% as compared with the total revenues for the