there was a deferred financing fee write-off from refinancing in May 2019. Gain (Loss) on Exchange Rate • A THB 202 million gain on exchange rate in Q2’2020 was from from balance of US dollar EPC

agreement, the bank will forgive the accrued interest that is deferred. 7. Other income decreased 17.20 million baht from the same period last year to 11.35 Million Baht or 39.75% due to In 2016, the

investment, land, building and equipment, goodwill, non-tangible assets, lease hold, deferred tax assets and other non- current assets. Note 3 Comprising income from rental fee received in advance, estimation

total loans 3.8% 3.9% 3.5% (0.1)% 0.3% Ratio of loan loss reserves to NPL 159.3% 160.2% 160.0% (0.9)% (0.7)% Total capital adequacy ratio 17.97% 18.17% 18.26% (0.20)% (0.29)% ** Less deferred revenue Bank

million net; intangible assets of Bt284 million; investment property of Bt163 million; goodwill of Bt153 million; investments in associates of Bt41 million; deferred tax assets of Bt58 million; and other

-tangible assets, lease hold, deferred tax assets, withholding tax and other non-current assets. Note 3 Comprising income from rental fee received in advance, estimation of staff benefits, deposit of rental

which was tax expenses Baht 8.77 million. It is increased by Baht 12.02 million from decreasing of profit and the reversal of allowance for doubtful accounts has no deferred tax assets in the previous

million as a result of impairment of investment.  Deferred tax assets decreased THB 47.44 million from THB 54.36 million as at December 31, 2018 to THB 6.92 million resulting from revision of assets to

financial institution of 119.17 million baht, employee benefit obligation of 0.45 million baht and deferred tax of 1.86 million baht. 2.3 Shareholders’ Equity As of June 30, 2017, the Company and its

-o-y as stock market slightly improved. Non-current assets decreased by 4.12 million baht or 12.35% y-o-y from amortization. Deferred tax decreased slightly. Liabilities show a decrease of short-term