analysis to provide appropriate services that are accessible and suitable for investors’ needs. SEC has also launched the Wealth Tech Project using robo advisor and/or AI for investment analysis and

development in five key areas as follows: 1. Wealth Advice for All: To support providers of financial advice and financial planning in delivering accessible and good quality services to the public, and to

system will be reinforced.  Strategic Direction 2 Capital market accessible to all (Accessibility), in which all parties concerned can make use of the market for their needs. Strategic Direction 3

increased needs of customers, especially through installation of new machines, machine relocations to more appropriate and accessible sites, and removal of worn-out machines. Moreover, new PR campaigns of our

& Device margin was negative at -1.2%, compared to +2.5% in 2Q20 due to decline in high margin devices sale from weak economy Cost & Expense In 3Q20, cost of service was Bt20,377mn, flat QoQ but decreasing

month while equipment rent was discontinued from 3Q19 and incurred a one-time expense of Bt121mn in the same quarter. New accounting standard effective in FY20: From 1 Jan 2020, AIS will adopt TFRS 9 and

: The Company has little selling expense like previous quarter because the company produced for sale a little but mainly produce for tolling so selling expense of this quarter decreased by Baht 65 million

. (Separate: The Company has little selling expense like previous quarter because the company produced for own sale a little but mainly produced for tolling so selling expense of this quarter decreased by Baht

118 million. (Separate: Baht 4 million for the year 2018 and Baht 298 million for the year 2017). Major factor come from the significant decrease of sale volume of the Company. Administrative expense

, AIS fully expensed handset subsidy as either handset loss or marketing expense. With the effect of TFRS 15, key financial changes, compared to prior to 2019, will be as follows: a) Device subsidy