to lower bad debt provision while decreasing -11%QoQ due to some seasonal staff-related expenses. Net FX loss was Bt223mn, turned negative, compared to FX gain of B263mn in 4Q20 due to THB depreciation

closed from nationwide restriction. SIM & Device margin was marginally negative at -0.5%, down from +2.7% in 2Q21 due to decline in high margin devices sale. Cost & Expense Cost of service in 3Q21 was

staff-related expenses. Net FX loss was Bt-42mn in 1Q22, turned negative, compared to FX gain of Bt163mn in 4Q21 due to THB depreciation. AIS has the policy to mitigate the currency risk using hedge

distribution expenses in 2023 will be higher than in previous years. Impairment loss on financial assets Impairment loss on financial assets in Q4–2023 had a negative balance because the Company has reversed the

been paid to investors. The company continues to experience a negative cash cycle, indicating that it does not rely on financial institutions, leading to a consistent reduction in financial costs. The

Calculation Formula 1. Net Tangible Assets criterion (NTA) Unable to calculate as NTA of KMM is negative. 2. Net after-tax profit criterion Unable to calculate as net after-tax profit of KMM is negative. 3

to closely monitor credit quality and maintain high levels of capital fund and loan loss provisions to withstand a potential adverse impact from economic uncertainty. Credit Rating LH Financial Group

project financing requests that could have adverse impacts on the environment and society.  Business units are responsible for continuous and active management of all relevant risk exposure to be in line

problem which is harmful to human health. All of these events, which are spreading across the globe, have an adverse impact on individuals and the economy as a whole, in the short and long term, and will

นั้นตองไมทําใหผูถือหุนของบริษัทแมเสียประโยชน หรือสงผลกระทบเชิงลบตอผูถือหุนเดิม (adverse impact) - บริษัทแมตองมีวิธีในการคุมครองสิทธิประโยชนของผูถือหุน โดยจัดสรรหรือใหสิทธิพิเศษในการซื้อ