baht, an increase equivalent to 44%. It was due to the allowance for doubtful accounts in subsidiary which considered as administrative expenses as well as an increase of the remuneration for employees

in the Audit Firm and the scheme or criteria in setting up the remuneration to the partners in the Audit Firm in the previous accounting period ensuring that the independence of the auditors shall not

the partners in the Audit Firm Please explain the safeguard against independence impairment of the partners in the Audit Firm and the scheme or criteria in setting up the remuneration to the partners in

% QoQ 1Q20 % YoY Employee's expenses 1,460 1,410 3.5 1,422 2.7 Directors’ remuneration 11 10 10.0 7 69.7 Premises and equipment expenses 244 290 (15.8) 303 (19.6) Taxes and duties 113 118 (4.3) 140 (18.9

also be on commercial banks’ asset quality and fee income as payment transactions are increasingly conducted via PromptPay service. All of these factors will pose a challenge for commercial banks seeking

debt payment, loan guarantee or purchase from public auction by financial institutions, from BOT Circular ForNorSor (23) Wor.575-2562 dated May 8, 2019, effective May 15, 2019 onward.  Criteria for

payment made to the Bank of Thailand, the Office of the Securities and Exchange Commission and the Office of Insurance Commission. KBank has made preparations to comply with these new regulations

under the law pertaining to payment systems are required to report information about individuals who have conducted the following transactions:  3,000 or more deposit/transfer transactions in all

have developed online payment solutions to accommodate the thriving e-sports industry in Thailand, with priority given to convenience, speed and accuracy of payments.  Large Corporate Business KBank

efficiency enhancement and reduced costs for our customers, we developed payment platforms to link large companies with retail customers via QR code payment with Electronic Data Capture (EDC) and e-Wallet that