together with robust capital fund and reserves. LH Financial Group Public Company Limited Management Discussion and Analysis for the Third Quarter ended 30 September 2020 Page 4/19 Credit Rating LH Financial
competition is severe. However, the Company is rated A- by Tris Rating Co., Ltd. Consequently, the Company is able to save costs from lower interest rates when raising funds from financial institutions or
upgraded the company rating for the Bank and Phatra Securities to “A” from “A-”. The consolidated net profit for 2Q19 totaled Baht 1,471 million, an increase of 19.7% from Baht 1,228 million from the
brokers. Additionally, during 2Q19, TRIS Rating has upgraded the company rating for the Bank and Phatra Securities to “A” from “A-”. The consolidated net profit for 2Q19 totaled Baht 1,471 million, an
debt level and severe competition in the real estate market, the Company is rated A- by Tris Rating Co., Ltd. The Company is, therefore, able to save costs from lower interest rate when raising funds
unsecured green bonds have been assigned AA- by TRIS Rating Company Limited and comprise three tranches: 1) 5-year tranche of THB 1,500 million with a fixed coupon rate of 2.11% 2) 10-year tranche of THB
Houses Bank Public Company Limited is assigned the company rating of “A-” (Single A Minus), affirms the rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” and the results also affirmed the
Rating LH Financial Group Public Company Limited is assigned the credit rating at “BBB+” with “Stable” the rating outlook by TRIS Rating. Land and Houses Bank Public Company Limited is assigned the credit