from product sales in total of THB 9.87 million, a decrease of THB 25.18 million or 71.84% from the same period of previous year due to there was no production since 2017 to reduce cost of managing
% q-q. In 2019, the Company expanded more service channels to facilitate customers and reduce the Company’s operation cost through our Digital Your Cash Service. This is a new category of our personal
(21.62) (4.64) 16.98 365.95% (21.72) (10.95) 10.77 98.36% Profit Sharing for the Period - The Company’s Equity (21.52) (4.86) 16.66 342.80% (22.24) (11.19) 11.05 98.75% - Non-controlling Interest (0.10
. Management Discussion & Analysis 2022 Meanwhile, employee expenses significantly decreased by THB 48.89 million, caused by the Company’s decision to reduce the accrued bonus to 1-month compared to 3-month in
, reduces document work, reduce management costs and increase efficiency in business management, including salary payroll, bulk payment for retail fund transfer to another bank, bill payment for products and
EBITDA (including lease liabilities and license payable) was at 2.5x. Total equity was at Bt94,003mn, increasing 3.7% from increased retained earnings. Cash flow In 1H24, cash flow from operation (after
%. Net debt to EBITDA (including lease liabilities and license payable) was at 2.5x. Total equity was at Bt94,003mn, increasing 3.7% from increased retained earnings. Cash flow In 1H24, cash flow from
lower long term borrowing from debt repayment and lower spectrum payable and lease liability. Interest-bearing debt stood at Bt116,749mn, decreasing by -8.2%. Total equity was at Bt88,278mn, decreasing
system. At the end of 2018, the total Capital Adequacy Ratio (CAR) and Common Equity Tier 1 ratio (CET1) stood at 18.3 percent and 15.8 percent, respectively. The evolving business environment in 2018