integrated risk management (IRM), effective capital management and creation of a culture of risk awareness organization-wide. All these efforts are aimed at maintaining KBank’s stability as a leading financial

capacity of electricity in 2018 classified by producers Source: EGAT and Department of Alternative Energy Development and Efficiency (DEDE) In the recent year, the National Energy Policy Council (NEPC) had a

, 2019 the public auction was revoked as the Enforcement Officer did not publish the public auction post on the Legal Execution Department website, the 2nd public auction was subsequently dated on February

slightly by 1.0% YTD mostly due to economic uncertainties leading to slowdown in private sector. SMEs loan comprises of several business sectors including Apartment & Hotel, Logistics, Commercial

presented in Figure 2 Figure 2 The country’s contracted capacity of electricity in 2019 classified by producers (source: EGAT, EPPO and Department of Alternative Energy Development and Efficiency (DEDE

power generation from renewable energy. According to Department of Alternative Energy Department and Efficiency, the current status of renewable energy power plants as of October 31, 2017, which achieved

Dated Brent and Dubai spread average in Q3/2018 as oppose to Q3/2017, there was a reduction of 0.71 $/BBL which was affected by the Iran sanction measures perpetrated by the US, leading to procurement of

department increased by 66.63 million bath. The cost of goods sold amount 1,494.85 million baht for year 2018 which increased by 187.74 million baht or 14.36% from the same period in 2017. The Company had a

and wholesalers. 42.67 59.50 (16.83) (28.28) 2. modern retailers and department stores. 66.02 79.01 (12.99) (16.44) 3. retailers, retail and other retail customers. 28.02 31.37 (3.35) (10.68) 4

. modern retailers and department stores. 110.78 122.24 (11.46) (9.38) 3. retailers, retail and other retail customers. 40.27 47.80 (7.53) (15.75) 4. customers abroad. 18.00 9.30 8.70 93.54 Total revenue