from sale of repossessed cars (credit cost) stood at 1.33% of average loan for the year 2019. Allowance for doubtful accounts and allowance for troubled debt restructuring amounted to Baht 10,589 million
certificate of deposit has been assigned investment grade credit rating according to Paragraph 2 of Clause 18/2, or the Government, or the Ministry of Finance has guaranteed the principal and interest in full
exceeding one year in accordance with the following rules and conditions: 1.1 deposit taker or issuer of certificate of deposit has been assigned investment grade credit rating according to Paragraph 2 of
exceeding one year in accordance with the following rules and conditions: 1.1 deposit taker or issuer of certificate of deposit has been assigned investment grade credit rating according to Paragraph 2 of
3,397,301,516.66) (the “Trade Debt”). 2. After the purchase of the Trade Debt in 1., the Company entered into a credit agreement dated May 12, 2017 (the “Credit Agreement”) with the loan amount of USD 41,000,000, or
other creditors in 2.1.2 of the Information Memorandum on the Connected Transactions of G Steel Public Company Limited) (Enclosure 3)). Remark The Company has not drawn any loan under the Credit Agreement
investment in the past 6 months. Source of Fund for Investment - Loan from bank in the amount of 75 million baht - Standby Letter of Credit of 2.112 million US dollars for one year to guarantee the last
credit limit, debt moratorium measure, to assist for state welfare card holders and to stimulate domestic tourism under “We Travel Together” project; buying power of the consumers have remained stagnant
environment, but its lending and deposits in the third quarter of 2018 grew further, with lending expanding at a higher rate than deposits. Consequently, the loan to deposit ratio has risen from the previous
their continue concern on loan portfolio quality. Although the deterioration in credit quality affected profitability, but Thai commercial banking system’s remained sound as banks continued to closely