Malee Group Public Company Limited and Its Subsidiaries Management Discussion and Analysis For the Second Quarter and Six-Month Period Ended 30 June 2017 1. Q2/2017 Highlights Figure 1: Quarterly

businesses related to the tourism industry, which during Q2/2020 were the most affected. This quarter the company and its subsidiaries earned revenue from selling of goods and rendering of service of THB

เลขที/ 0107536000293 โทร. (662) 658 8888 แฟ็กซ ์ (662) 658 8000 KGI Securities (Thailand) Public Company Limited 173 Asia Centre Building, 8th - 11th Floor, South Sathorn Road, Thungmahamek Sub-District

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, sales and distribution channels. In case of export, specify the domestic/export sales ratio, the markets or the groups of export markets for such major products or services; (b) Describe the industry

Management Discussion and Analysis For the third quarter and nine-month ended September 30, 2020 (Unreviewed) Kiatnakin Phatra Bank Public Company Limited Investor Relations Email: investor_relations

Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the Third Quarter of 2018 1 1.2 Banking Industry and Competition 2 1.3 Significant Regulations and Rules related to