Page 4/21 Overview of Economy and Competition in Commercial Banking In the second quarter of 2019, the Thai economy continued to expand due mainly to the expansion of domestic demand. Private consumption
trillion to Baht 5.06 trillion, support from REITs and property funds. Due to the global stock markets were volatile, both from the Fed's policy rate hike And economic uncertainty that made overall stock
driver supporting the Thai economy. However, tourism sector remains highly contracted for the second consecutive quarter due to no entry of foreign tourists during international travel restrictions of
related persons thereof. Moreover, due to such auditors’ performance, there is no auditor having preformed for more than 5 years. In addition, the Board of Directors’ meeting No. 2/2020 approved to propose
course prescribed by the SEC Office (if any). Clause 12 In case the SEC Office has not granted an approval to be an appraisal company in capital market or a lead appraiser, as the case may be, due to the
ทาน (การทำ due diligence) อสังหาริมทรัพย์ที่จะลงทุน (เดิม ยกเว้นให้ไม่ต้องมี FA เฉพาะกรณีที่ผู้ขออนุญาตเป็น บลจ. ที่เริ่มประกอบธุรกิจ
ordinary share, and the offering price shall be 1.00 Baht (One Baht) per share. These rights are also uncertain, due to the approval of the shareholders meeting. The subscription and payment period of the
business, decreasing 5.3% YoY partly due to a decrease of revenue offset by the lower of the Company’s cost. 2) Service & administrative expenses in FY2019 was Bt224.80mn, representing 7.1% of total revenues