insurance companies increased. This was due to more utilization of insurance patients. Total liabilities as of 31 December 2019 decreased considerably. Loan from banks were paid- off from the company’s
business2, life insurance company under the law on life insurance3 and financial institution established under other laws: 2the law on financial institution business means The Financial Institution Business
undertake securities business in the following categories, excluding a securities company which is a commercial bank under the law on financial institution business2, life insurance company under the law on
enterprise sector, expanding the scope of services and customers in the Private sector have continued growth for both new customers and current customers that expand the scope of services in the insurance
customers that expand the scope of services in the insurance business using inbound service and retail business. 2.2 Revenue from Contact Center Facility Outsourced for the three-month period was THB 2.0
businesses in banking and insurance sector began to bring technology into the business operations resulting in a significant increase in revenue compared with the same period of last year. Revenue from
% Insurance income 35.1 - 0.0% 67.7 - 0.0% Total Revenues 2,995.3 3,070.1 -2.4% 9,291.8 9,054.6 2.6% Cost of sales 1,861.0 2,150.2 -13.4% 6,019.8 6,343.8 -5.1% Cost of services 198.0 164.7 20.2% 575.2 442.7
No.SN.LK.62/11.0001 November 7, 2019 Subject: Management Discussion and Analysis Quarter 3 ending 30 September 2019 Attention: The President The Stock Exchange of Thailand Indara Insurance Public
818.1 707.7 15.6% 2,294.5 1,881.6 21.9% Rental and service income 132.2 151.4 -12.7% 423.2 467.4 -9.4% Insurance income 71.2 35.1 102.7% 153.6 67.7 126.9% Total Revenues 2,672.7 2,995.3 -10.8% 8,072.0
insurance 45.1 66.4 47.2% 82.4 137.8 67.2% Total income 591.8 762.4 28.8% 1,144.3 1,526.8 33.4% Cost of service 229.2 209.8 -8.5% 426.4 426.4 0.0% Underwriting expenses 59.6 51.3 -13.9% 92.2 110.8 20.1% Gross