PowerPoint Presentation THE INNOVATIVE POWER FLAGSHIP OF PTT GROUP MANAGEMENT DISCUSSION & ANALYSIS (MD&A) Q1/2018 GLOBAL POWER SYNERGY PUBLIC COMPANY LIMITED Management Discussion & Analysis

Corporation PCL) and KSL GI Limited Company (a subsidiary of Khon Kaen Sugar Industry PLC, KSL) the newly created company from the amalgamation is BBGI Co., Ltd., its main business is the production and selling

% 27.4% 0.2% Net Profit (Loss) Margin 1 (%) 8.1% 6.8% (1.3%) 7.1% 0.6% (6.5%) Number of branches as at December 31 42 40 (5%) 42 40 (5%) • After You Public Company Limited (“the Company”) reported

% Net Profit (Loss) Margin 1 (%) (5.1%) 14.5% 19.6% 1.3% 11.3% 10.0% Number of branches as at December 31 40 43 7.5% 40 43 7.5% • After You Public Company Limited (“the Company”) reported consolidated

% 32.6% 6.4% Net Profit (Loss) Margin 1 (%) (11.2%) 13.7% 24.9% (2.1%) 12.0% 14.1% Number of branches as at September 30 39 44 12.8% 39 44 12.8% • After You Public Company Limited (“the Company”) reported

Management Discussion and Analysis For the 2nd Quarter 2023 ended August 31, 2023 AEON Thana Sinsap (Thailand) Public Company Limited (“the Company”) has already submitted the consolidated reviewed

%) Net Profit (Loss) Margin 1 (%) 13.7% 15.8% 2.1% 12.0% 14.4% 2.4% Number of After You dessert café branches as of 30 Sep 44 59 34.1% 44 59 34.1% • After You Public Company Limited (“the Company

Management Discussion and Analysis For the 3rd Quarter 2023 ended November 30, 2023 AEON Thana Sinsap (Thailand) Public Company Limited (“the Company”) has already submitted the consolidated reviewed

MDA_EN_1Q24 Management Discussion and Analysis For 1st Quarter 2024 ended May 31, 2024 AEON Thana Sinsap (Thailand) Public Company Limited (“the Company”) has already submitted the consolidated

KASIKORNBANK FINANCIAL CONGLOMERATE, Muang Thai Life Assurance Public Company Limited and our strategic partners. Being aligned with our business strategies for 2018, KBank and subsidiaries thus reported Baht