payment and retained earnings allocation for the Company’s performance in 2018 , ended December 31, 2018 Agenda 6 To consider and elect the directors who retire from their tenure. Agenda 7 To approve the

December 31 , 2018 , the Comprehensive Income Statement and the auditor’s report, which are audited by the auditor for the year ended December 31, 2018. Agenda 5 To approve the annual dividend payment and

baht, an increase equivalent to 44%. It was due to the allowance for doubtful accounts as well as an increase of the remuneration for employees. The operating profit was equivalent to 23.7 million baht

baht, an increase equivalent to 44%. It was due to the allowance for doubtful accounts in subsidiary which considered as administrative expenses as well as an increase of the remuneration for employees

in the Audit Firm and the scheme or criteria in setting up the remuneration to the partners in the Audit Firm in the previous accounting period ensuring that the independence of the auditors shall not

the partners in the Audit Firm Please explain the safeguard against independence impairment of the partners in the Audit Firm and the scheme or criteria in setting up the remuneration to the partners in

% QoQ 1Q20 % YoY Employee's expenses 1,460 1,410 3.5 1,422 2.7 Directors’ remuneration 11 10 10.0 7 69.7 Premises and equipment expenses 244 290 (15.8) 303 (19.6) Taxes and duties 113 118 (4.3) 140 (18.9

also be on commercial banks’ asset quality and fee income as payment transactions are increasingly conducted via PromptPay service. All of these factors will pose a challenge for commercial banks seeking

debt payment, loan guarantee or purchase from public auction by financial institutions, from BOT Circular ForNorSor (23) Wor.575-2562 dated May 8, 2019, effective May 15, 2019 onward.  Criteria for

payment made to the Bank of Thailand, the Office of the Securities and Exchange Commission and the Office of Insurance Commission. KBank has made preparations to comply with these new regulations