implemented in some areas and business activities contributed to economic recovery. Private consumption contracted in consistent with low purchasing power and confidence. Meanwhile, the tourism sector

25 4.4 Treasury Operations 29 4.5 Capital Requirements 29 4.6 Credit Ratings 31 5. Operations of Support Groups 33 5.1 Human Resource Management 33 5.2 IT Management 35 1 1. Overview of Operating

Revenue2 26.8 1.4 1,883.2% - Power Business 1.4 0.0 N/A Costs of Sales and Services (276.0) (273.0) 1.1% Gross Profit 183.4 149.0 23.1% Gross Profit from Operation3 156.6 147.6 6.1% Other Income4 19.4 16.8

Budget Act and drought. Furthermore, domestic spending may be limited due to weakening purchasing power and hefty household debt. Apart from economic woes, businesses face numerous other challenges that

. Operations of Support Groups 56 5.1 Human Resource Management 56 5.2 IT Management 59 6. KASIKORNBANK’s Investments in Subsidiaries and Associated Companies 61 7. Shareholder Risk Management 62 1 1. Overview

low price offerings remained in the market to address weak spending power. Enterprise non- mobile business grew 6% YoY. Demand for enterprise data service (EDS) started to recover after having been

Vitai Ratanakorn and Director and Secretary Roongkiat Ratanabanchuen. The objective was to discuss strategic approaches for developing and promoting the provident fund (PVD) industry and to support the

Court (OAC) in support roles, at the professional level, for a study visit. This visit was part of a training program for OAC officials in support roles who are preparing for promotion to the senior

the Industrial Estate Authority of Thailand (IEAT) on its 52nd anniversary. On this occasion, the SEC also donated to the Ramathibodi Foundation to support patients in need. The donation was received by

their study tour and attending a knowledge sharing session on "SEC Digital Technology Management," which can be applied to enhance work efficiency and support  innovations in the workplace. This event