as the “Transaction”). The loan of USD 40 million is secured by the personal guarantee of the owner of Sakthi Group, Dr. Manickam Mahalingam, and CEO of Sakthi Automotive Group USA, Inc., Mr. Lalit

even further in the performance. Personal Loan Business J Fintech Co., Ltd, engages in personal loan business, improve its lending policy toward more high quality customer and attempt very hard on debt

) Skincare 58.24 16.67 70.27 22.73 12.03 20.66 2) Cleansing 24.47 7.00 30.13 9.74 5.66 23.13 3) Sunscreen and Cosmetic 4.12 1.18 3.45 1.12 (0.67) (16.26) 4) Personal Equipment 85.08 24.35 119.08 38.51 34.00

(shared 21% from personal loan and 18% from purposed loan for mobile phone, IT products, electrical appliances and etc. at department stores and over 17,500 dealers nationwide) with the revenues of 2,273

the Q3– 2024 such as the Project to enhance efficiency and expand government platform services to support compliance with the Personal Data Protection Act of the Office of the Personal Data Protection

Administration Expenses Selling and administration expenses in Year 2018 increased by Baht 49.0 million or 7.4%, as result of human resource and IT system development and internal control of subsidiaries

Human Resource Committee. 3. Type and size of transaction, basis used to determine service fee and payment method 3.1 Type and size of transaction This transaction is considered as a services transaction

which the interest rate is approximately 9%-10% per year. Moreover, the management structure is not appropriate; therefore, the joint venture company has high unnecessary human resource management expense

resource management expense. As a result, the purchase of the shares will resulted in the Company be a 100% major shareholder in the company and being able to fully control the operations and management

resource development (HRD) and data processing of management service. • Property, plant and equipment decreased Baht (37) million due to depreciation. The group’s liabilities increased by Baht 38 million