.  Small and Micro Business KBank prioritizes innovation development and application of data in loan underwriting to allow for the offering of loan products that comprehensively serve our customers either

Market Supervisory Board concerning Granting of Rights to a Provider of Over- allotment Shares to Purchase Shares after Underwriting of Shares with Over-allotment Option; 3 (16) “major shareholder” means

.5” of the Stock Exchange of Thailand and the services were as follows; - Securities brokerage service - Securities underwriting service - Derivatives trading agent business - Securities borrowing and

underwriting service - Investment advisory service - Derivatives trading agent business - Securities borrowing and lending service - Sales and redemption representative Overview of the Stock Exchange of Thailand

as follows; - Securities brokerage service - Securities underwriting service - Investment advisory service - Derivatives trading agent business - Securities borrowing and lending service - Sales and

35,623 (11.4)% (11.9)% Other commitments Underwriting commitments - 1,950 - (100.0)% - Amount of unused bank overdrafts 173,133 175,078 175,893 (1.1)% (1.6)% Other guarantees 264,894 272,948 267,989 (3.0

Discussion and Analysis for the Third Quarter ended 30 September 2017 Page 18/22 - Securities brokerage service - Securities underwriting service - Investment advisory service - Derivatives trading agent

commitments Underwriting commitments 3,820 - - 100.0% 100.0% Amount of unused bank overdrafts 176,188 173,133 175,893 1.8% 0.2% Other guarantees 263,485 264,894 267,989 (0.5)% (1.7)% Others 97,230 113,033

- Securities brokerage service - Securities underwriting service - Investment advisory service - Derivatives trading agent business - Securities borrowing and lending service - Sales and redemption

Thailand and the services were as follows; - Securities brokerage service - Securities underwriting service - Derivatives trading agent business - Securities borrowing and lending service 2. SECURITIES