preferable and discouraged practices are also defined to ensure quality of credit extension. KBank’s credit risk management is based on current, transparent and qualified data. The credit approval processes

granting of a short term loan, amounting THB 340,000,000 (three hundred and forty million baht only) with the term of loan for 6 months with an extension right for another 6 months, totally not exceeding the

. (1) Expand opportunity to enter into skincare, cosmeceuticals or cosmetics and medical business, which has positive growth trend and being one of government business enterprise support as Policy

and the Company’s shareholders as follows. (1) Expand opportunity to enter into skincare, cosmeceuticals or cosmetics and medical business, which has positive growth trend and being one of government

shareholders as follows. (1) Expand opportunity to enter into skincare, cosmeceuticals or cosmetics and medical business, which has positive growth trend and being one of government Ref. WINNER 0009/20108 Page 9

transaction amount via electronic payment (“E-Payment) channel which the Company has collaborated with WeChat Pay in 2017. Commencing in early of 2018, the Company expand E-Payment channel by receiving

to maintain customer base of newspaper and magazines, expand content distribution on online platforms, including controlling and reducing unnecessary operating costs and expenses continuously. Please

Lapin” Source of Fund Working Capital which will not impact on liquidity and cash   2 flow of the Company Expected Benefit 1. To expand Business Opportunity in retail business 2. To earn an investment

by 0.74 million baht or 12.37 % compared to the Year 2016 which is 5.99 million baht because of the increment of sales quantity impacted on the expense of sales promotion to expand the overseas such as

3.62 million baht or 8.76% due to the Company expand business by using loan in form of bill of exchange 600 million baht. Please be clarified to announce for investors and other interested persons