income was caused by lower fees from securities business in line with the capital market situation, while fees from bancassurance and mutual funds increased. Consequently, the ratios of net interest income

expenses was higher comparing with the same period from the previous year due to the unexpected situation in Q4/2016. Furthermore, the new products launched in 1Q/2018 were in the sachet format which

measuring consumers’ confidence on current economic situation and the next 6 months. The number of foreign tourist arrivals in second quarter and first-half registered an 9.1% and 12.5% growth respectively

situation of seeking funds from external source has not yet been successful, GSTEL has enquired to extend the loan tenor to be on May 15, 2019. The Company has provided the loan to GSTEL for the principle

0.71 MB 0.09 MB Subsidiaries Others 0.39 MB 1.04 MB Total 61.97 MB 50.94 MB In the first quarter of 2020. the Company recognized delay payment from project owners due to the economic situation and the

some branches did not cover their expenses including the effect of COVID-19 outbreak and the government’s declaration of an emergency situation in March 2020, the Company has to temporarily close some

the country as much as possible, resulting in disruption of many businesses. In addition, the drought situation has reduced the income of the labor and farmers sector greatly. Gross Profit and Gross

information relating to impact from the Coronavirus Disease 2019 (COVID-19). The Company would like to disclose the impact from the aforementioned situation as follows; 1. Risks and Impacts on the Operations

situation, event expenses, bank fee, and marketing expenses. • Administrative expenses for the 2nd quarter 2020, is Baht 24.66 million represents 9.8% of revenue from sales, decreases from the same period of

Company Limited to Absolute Clean Energy Public Company Limited in totaling of 851.20 Million Baht on July 10, 2020 thus this situation occurs after date of financial statement but since is certain