ratio of 3:1. The exercising right is 1 warrant to 1 ordinary share. Due to the level of volatility in the market, the company will inform of the price prior to April 30, 2020 through the Stock Exchange

of the company 393.47 202.01 191.46 94.78 Basic Loss Per Share (Baht) -0.16 -0.09 Gross Margin -16.39% 4.53% Net Profit Margin -82.23% -15.27% Debt to Equity Ratio (Time) 2.14 1.78 Total Expenses

Rights and Duty of Debenture Issuer and Debenture Holder, the Company is required to maintain the Net Debt to Equity ratio at the rate of not more than 2.5: 1 at the end of the quarter and year end period

to payment on short-term liability was still high. While Debt to Equity ratio of the Group and Interest Bearing Debt to Equity ratio was 0.84 times and 0.23 times, consequently, which is low risk on

% 5.03% 5.71% 5.03% Return on Fixed Assets (ROFA) 26.77% 25.90% 26.77% 25.90% Debt/Equity Ratio 1.68 1.40 1.68 1.40 Net Debt/Equity Ratio 1.29 1.11 1.29 1.11 Leverage (Net Debt/EBITDA) 4.01 2.85 4.01 2.85

Impairment Loss on Loans and Debt Securities 7,995 7,819 176 2.26 10,626 (2,631) (24.76) Net Profit (attributable to equity holders of KBank) 10,917 10,766 151 1.40 8,986 1,931 21.49 Basic Earnings per Share

relocation of the sales and marketing team to PlanB under Advertising Media Management and Service Agreement. SG&A to revenue ratio increased from 32.4% to 41.6%. In this quarter, the Company recorded a share

ratio was at 0.36x, lower than the previous year of 0.39x. AIS maintained a strong financial position with low net debt to EBITDA of 0.8x and a decent interest coverage ratio of 16x. Asset turnover

(0.19) (0.92) Debt service coverage ratio (Cash Basis)7 times 0.07 0.25 (0.02) (0.05) (0.09) Dividend payout ratio8 % 80.79 97.77 309.91 N/A N/A Interest Bearing Debt to equity 9 times 1.39 1.38 2.04 1.32

ratio6 times 3.58 5.54 0.37 (0.19) (0.92) Debt service coverage ratio (Cash Basis)7 times 0.07 0.25 (0.02) (0.05) (0.09) Dividend payout ratio8 % 80.79 97.77 309.91 N/A N/A Interest Bearing Debt to equity