value to its shareholders. 2Q 2018 Highlights  Core EBITDA increased 63% year-on-year to $388 million, driven by strong demand growth led by Asia supporting enhanced margins in the Polyester value chain

credit card income and bad debt recovery as well as debt collection service. As of August 31, 2017, Company has active billings of 3.4 million transaction per month and 2.2 million IDs which came from

by 3.2%, higher than 2.9% growth in 2015, according to data from Bank of Thailand and NESDB. This was mainly from acceleration of government expenditure and the recovery in both of farm income and

% q-q and other incomes in bad debt recovery increased by 38% y-y and 10% q-q as well as revenue growth from overseas subsidiaries by 77% y-y. The revenues for the Company were 5,139 million baht

was mainly from the continued growth of bad debt recovery that increased by 16% y-y caused by the increased of expedite the legal process. Expenses The Company’s expenses mainly consist of operating and

business income was 179 million baht, and others of 54 million baht respectively. Other revenues was mainly from the continued growth of bad debt recovery that increased by 17% y-y caused by the increased of

, commission income was 517 million baht, increased by 4% y-y or 3% of total revenues and others of 221 million baht. The increasing of other revenues was mainly from the continued growth of bad debt recovery

personal loan and hire purchase products as well as continued growth from bad debt recovery by 32% y-y. The revenue from overseas subsidiaries grew by 63% y-y. In addition, in the fourth quarter of 2019, the

and having desserts. In addition, the increase was also due to the growth in the number of branches and the recovery of incoming tourists. R E V E N U E : • The Company’s Gross Profit in Q2/2022 and 1H

result, NESDB has revised its 2024 growth forecast to a range of 2.3%-2.8%. Key supporting factors include the ongoing recovery of the tourism sector, private consumption, and both public consumption and