. Nothing contained herein or therein is, or shall be relied upon as, a promise or representation, whether as to the past or the future and no reliance, in whole or in part, should be placed on the fairness

placed for recovery. Dusit Thani PLC Management Discussion and Analysis For 2Q20 and 6M20 P a g e | 10 Our view on the post COVID-19 hospitality landscape are as follows: • More consolidation of hotels • A

considering the level of provisions taking into account the prolonged uncertainties from the COVID-19 and recorded total expected credit loss amount for 1Q21 at Baht 1,234 million. The Bank placed importance on

reliance, in whole or in part, should be placed on the fairness, accuracy, completeness or correctness of the information contained herein. Further, nothing in this document should be construed as

2020. The customer retention strategies included a providing a variety of contents, value-added services, and a long-term 24-month service contract. Emphasis was also placed on enhancing service quality

pay-off diagram format, which should be placed in the other information section, and specifying the factors that will lead to an increase or a decline in the returns of the fund. 17. Additional

return structure. The management company shall provide additional information to ensure an understanding of the return structure by giving explanation in the pay-off diagram format, which should be placed

structure The management company shall provide additional information to ensure an understanding of the return structure by giving explanation in the pay-off diagram format, which should be placed in the

governance (ESG 100) of 2020 by Thaipat Institute for the 6th consecutive year and the company’s securities have also been included in the Universe of ESG 100 securities group of 2020. Performance Evaluation

and means as determined by the intermediary , that they are assigned by the intermediary to provide services relating to capital market products . Division 1 Compilation and Assessment of Client