period of previous year. Most of the shopping malls maintained high level of occupancy rate despite the short-term effect from malls under renovation. Including Central i-City, which was fully opened in

. Water level in the main dams increase without water shortage problem. Farmers were able to cultivate new crops in many areas. There were outbreaks of weeds, diseases, and insects such as Rice Blast

Company has the total debt in the amount of THB 1,346 million at the end of 2017, which increased by THB 53 million from the total debt at the end of 2016 in the amount of THB 1,293 million. This was caused

) 10.1 9.5 1 0.6 -3- The Company has the total debt in the amount of THB 1,346 million at the end of 2017, which increased by THB 53 million from the total debt at the end of 2016 in the amount of THB

able to maintain sales at same level of previous year mainly from sales of two new outlet branches i.e. Rayong and Diana branch which was still achieve the target. In addition, the Company arranged more

level. We also had to cut costs in all areas, suspend our investment plan and reserve cash to maintain a strong finance position during the crisis. Cost of Sales and Gross Profit The gross profit margin

caused the company’s gross profit to improve from the previous quarter. However, within this year the company is still affected by the situation of the crude palm oil price which was still at a low level

Budget Act and drought. Furthermore, domestic spending may be limited due to weakening purchasing power and hefty household debt. Apart from economic woes, businesses face numerous other challenges that

, net interest margin (NIM) in 2018 remained close to the level of 2017. Nonetheless, net fees and service income declined as a result of cancellation of fees for funds transfer via digital channels and a

year, which was still better than the set target. In this quarter, our impairment loss on loans and debt securities decreased Baht 1,314 million, or 14.39 percent, in line with the prevailing