-tax earnings compared to the same period in 2017. As a combined effect of higher depreciation, financing costs, and taxation, the EBITDA increase did not translate fully into net result in the same

importance on supporting functions, which are in harmony with our business directions that focus on effective, timely and proactive integrated risk management (IRM), internal operation efficiency, maximized

our higher interest rate borrowings (note that the financing costs of BIP1 and BIP2 is 5.6% p.a. for fiscal year end 2017). Acquisition of BGYSP BGRIM acquired additional of 51% shares of B.Grimm Yanhee

our status as a leading financial institution which can efficiently cope with potential economic uncertainties, KBank emphasizes predictive integrated risk management (IRM) through the establishment of

unauthorized use of another person’s information for conducting transactions, as well as to prevent money laundering, along with financing of terrorism and proliferation of weapons of mass destruction. Major

. Wasin Teyateeti and Mrs. Malee Leelasiriwong - 2 - Transaction 2 1. Transaction Date: January 1, 2018 onwards Parties involved: Payee : Far East Fame Line DDB Plc. (FE), holding 40% shares of Integrated

in 2017, primarily due to improvement of our operating profit margin and significant reduction of financing cost resulting from the repayment of loan after IPO. • NNP margin improved to 9.3% in 2017

(CFO) 124.69 200.84 Cash Flow from Investing (CFI) (708.67) (123.10) Cash Flow from Financing (CFF) 626.00 (54.16) Decrease in translation adjustments (0.14) (0.39) Net increase (decrease) in cash and

200.06 Cash Flow from Investing (CFI) (123.10) (62.03) Cash Flow from Financing (CFF) (54.16) (87.48) Decrease in translation adjustments (0.40) (2.41) Net increase (decrease) in cash and cash equivalents

(897.6) (1,435.8) Cash flow from investing activities (629.4) (73.2) Cash flow from financing activities 1,706.3 1,134.5 Net increase (decrease) in cash and cash equivalents 179.9 (375.5) Cash flow from