are the most sought-after services among our retail and SME customers - now surpassing 15 million. The number of digital transactions is therefore expected to grow steadily, thus slashing our cash
Capital Adequacy Ratio (CAR) and Common Equity Tier 1 ratio (CET1) stood at 19.6 percent and 16.0 percent, respectively. The evolving business environment in 2019 required commercial banks in Thailand to
Sumitomo Mitsui Trust Bank (Thai) 76,731 0.40 20,337 0.15 50,776 0.40 Bank of China (Thai) 50,266 0.27 29,417 0.22 34,740 0.28 Thai Credit Retail Bank 50,130 0.26 42,133 0.31 42,391 0.34 3 Bank Assets Market
947.96 (18.38) (1.94) Return on Equity (ROE) (%) 33.67% 26.37% 7.30% Return on Assets (ROA) (%) 20.72% 17.67% 3.05% Remark: * Calculated based on the number of issued and paid-up ordinary shares deducted
representative or 360-degree technology. Until now, offering a deep discount to potential customers was not expected because of the Company’s financial strength with Net Interest-Bearing-Debt to Equity at 0.97
% Amount % Retail Business 8,551.85 59.78% 9,115.54 63.35% 563.70 6.59% Wholesale Business 5,645.28 39.46% 5,164.55 35.89% (480.73) (8.52%) Service 108.70
quarterly over the past two years driven by the variety and quality of the products distributed as well as cash van distribution system covering direct access to over 180,000 retail stores nationwide
adoption of new financial reporting standards, the acquisition of a new subsidiary and the depreciation of the Thai Baht that affected the value of Company’s overseas assets • Net debt to equity ratio at the
Market Share (%) Net Loans Market Share (%) Sumitomo Mitsui Trust Bank (Thai) 48,455 0.26 16,862 0.13 36,180 0.30 Bank of China (Thai) 45,933 0.25 21,204 0.16 30,455 0.26 Thai Credit Retail Bank 45,230
promotio ther income elling Expens dministrative perating Prof nance Cost come tax exp et Profit Revenues A The Compa Retail Busin contributed The Compa same perio total revenu year at 1,12 by the follow 1