eating-out and having desserts. The increase was also due to the growth in the number of branches and the recovery of incoming tourists. R E V E N U E : • The Company’s Gross Profit in Q3/2022 and 9M/2022

expenses were Bt15,665mn, decreasing -12%YoY due to lower bad debt and staff-related expenses. In 2021, % bad debt to postpaid & FBB revenue decreased to 2.6% from 4.4% in 2020. Net FX loss was Bt-646mn in

quarter but may be restrained by vulnerable and highly uncertain household income as well as elevated household debt. These factors are causing customers to be cautious on spending. Moreover, the tourism

in Q4/2018 continuously grew. Export-oriented manufacturing businesses continuously expanded but domestic-oriented manufacturing was rather stable as slow recovery of private consumption and high

year, which was still better than the set target. In this quarter, our impairment loss on loans and debt securities decreased Baht 1,314 million, or 14.39 percent, in line with the prevailing

Company had gain from the creditor waived the debt amounted to THB 622 million after the Company had repaid some partial of debt. Therefore, if it excluded this special transaction in last year quarter

SEC Secretary-General Ruenvadee Suwanmongkol has signed off the Notification of the SEC Office regarding exemption of fees for filing the registration statement for offering of three types of debt

and process of legal execution are as follows; 1. Cases in the process of court trial: 1 . 1 Media Agency Thai Co., Ltd. is in debt to the Company according to the purchase agreement to manage

entities whereby additional criteria other than the oversight of general debt securities have been established. The is to implement more stringent procedures for screening the quality of debt securities

front, the lower employment rate and high household debt causing most of the financial institutions to offload their NPLs and NPAs for asset management companies (AMCs) to manage further. The competition