variety of distribution channels and nationwide coverage. Whereby Jaymart Mobile Co., Ltd operated the distribution of mobile phones and its accessories is a core company. Non-performing loans management

: Stable S&P BBB+, Outlook: Stable 6 FY18 MD&A Advanced Info Service Plc. 2019 MANAGEMENT OUTLOOK & STRATEGY Core service revenue  Mid-single digit growth (Pre TFRS 15) Consolidated EBITDA margin  Stable

paid for business acquisition 3,438 Total 38,295 Total 38,295 6 2Q18 MD&A Advanced Info Service Plc. 2018 MANAGEMENT OUTLOOK & STRATEGY Core service revenue • +5-7% YoY (revised from +7-8% YoY) SIM

: AA+ (THA), Outlook: Stable S&P BBB+, Outlook: Negative 6 3Q18 MD&A Advanced Info Service Plc. 2018 MANAGEMENT OUTLOOK & STRATEGY (Revised) Core service revenue +3.5-4.5% YoY (revised from +5-7% YoY

Operating Results 1. Organizational structure and operation of the group of companies 3 2. Risk management 12 3. Business sustainability development 13 4. Management discussion and analysis (MD&A) 17 5

Classification : ใชภ้ายใน (Internal) Table of Contents Page Part 1: Business Operation and Operating Results 1. Organizational structure and operation of the group of companies 3 2. Risk management 12 3. Business

sustainable growth and returns while maintaining our market leadership under sound corporate governance and appropriate risk management. Guided by our core strategies of “Customer Centricity”, KBank has decided

Management 17  Digital Risk Management 18  Strategic Risk Management 19 3. Business Directions and Operations of Core Businesses 20 3.1 Sustainable Development and Corporate Governance 20 3.2 Business

Quarter 2018 MD&A 1 Indorama Ventures Public Company Ltd Management Discussion and Analysis 1st Quarter 2018 Best Performance Since IPO  Core EBITDA of $326 million – 49% increase year-on-year  Core

Ref. No. IVL [002/08/2019] 8 August 2019 The President The Stock Exchange of Thailand Subject: Submission of Quartely Review of Financial Statements and the Management Discussion and Analysis of