quarter of 2018 continued to improve. Export performance remained strong, with 12.3 percent year-on-year expansion. Tourism also continued to perform well despite the end of the high season, as tourist

and businesses with strong growth potential. Demand for loans from SMEs has slowed down and is concentrated in some areas, particularly Bangkok; while in the provinces demand is relatively stable

yields so the company and its subsidiaries have selected IFF, PF and REITs with strong foundations. As a result, the average dividend yield per year is around 7%, higher than the average annual dividend

policy tools if needed. The BOT has forecast an -8.1 percent for the Thai economy this year, a sharper contraction than the previous projection of -5.3 percent, due to lockdown measures for the strong

loan (NPL) ratio was at 3.6 percent with strong loan loss reserves to NPL at 183.4 percent. The Bank continued to focus on prudent control over credit underwriting and risk management to ensure loan

comparison is made based on the 2016 consolidated financial statement, the actual result will depend on business operation, management and future investment plan. 3.1 Sale of investments in Nation U Co., Ltd

, without planning or analyzing of investment. “ investment planner ” means a person providing investment consultation to investors and being allowed to make an investment plan in conjunction with such

specific person. “ investment planner ” means a person providing investment consultation to investors and being allowed to make an investment plan in conjunction with such consultation by incorporating in

, which will affect the operation and the shareholders' equity immediately. 9. Plan for Use of Proceeds from the Disposal of Assets The cash, the Company received from the disposal of the investment, will

. However, when such crisis eases up, the reliability of tourists will return again. The Company has the sale promotion plan to encourage the interest of tourists to be back to the normal situation as soon as