this reduces commercial fund transfer fees for commercial banks will depend on the rate of service acceptance and the volume of PromptPay transactions. V2 08/11/60 16:47 น. 3 Overall Picture of the Bank

fees and service income to operating income ratio 21.2% 23.9% 21.3% (2.7)% (0.1)% 22.5% 22.7% (0.2)% Expense to operating income ratio 45.3% 42.6% 42.8% 2.6% 2.4% 44.0% 41.4% 2.6% Return on average

Group 3: (1) having a reasonable ground to believe that there is or was [i] a misconduct against duty or service with reference to loyalty and fairness, [ii] lack of responsibility or deliberation, [iii

Drill Exercise) เพื่อเตือนภยั ความเสีย่งจากอีเมลหรือเว็บไซต์ปลอม  การเตรียมความพร้อมเพื่อรองรับเกณฑ์การกันส ารองการด้อยค่าของสินทรัพย์ตามมาตรฐานบัญชี ใหม่ TFRS9 โดยพัฒนาแบบจ าลองความเสี่ยงด้านเครดิต

cashing service channels 3 providing more convenience to customers and this also saved the Company’s operation cost. AEON members can utilize the revolving loans service through many service channels

addition, the Company has expanding more cashing service channels providing more convenience to customers and this also saved the Company’s operation cost. AEON members can utilize the revolving loans

the actual charge will be subject to the employee’s headcount and actual expense. 7.1.3 Consultant Service transaction 1. Contract Date: January 1, 2019 - December 31, 2019 2. Partners of Contract

. For service channels nationwide, the Company has 104 branches, opened AEON Lounge total 13 locations to facilitate gold card and platinum card members, 440 ATMs, and over 4,800 member dealers to provide

Limited of 88 million baht, which grew by 53% y-y and AEON Specialized Bank (Cambodia) PLC of 55 million baht, grew by 122% y-y. In addition, the Company has been expanding more service channels providing

level as the previous quarter. This was mainly contributed from an increase in credit card income by 14%, personal loan income by 15% and other incomes in bad debt recovery and collection service income