period last year. Liquidity ratios As at June 30, 2020, the liquidity of the Company and its subsidiaries was considerably appropriate for its operations and had strong financial position. As at June 30

financial performance ratios Annualized Ratios 1Q21 4Q20 3Q20 2Q20 1Q20 Net Profit (Baht million) 1,463 1,108 1,347 1,184 1,484 ROAE (%) 12.4 9.7 12.2 11.1 13.8 ROE (%) 12.6 9.9 12.4 11.3 13.5 ROAA (%) 1.5

2,946 million. Meanwhile, the drawn down of short-term and long-term loans totalling Baht 13,186 million. Page 18 5. Financial Ratios Profitability Ratios Quarter 3 Increase/(Decrease) 2020 2019 Gross

Resources CONTENTS Executive Summary 03 Statement of Income 07 Business Performance 09 Statement of Financial Position 21 Statement of Cash Flows 23 Financial Ratios 24 Environment Management Accounting 26 3

adequacy ratio of the Bank and its subsidiaries would be 18.71 percent, 17.19 percent and 17.19 percent, respectively. These capital adequacy ratios are above the Bank of Thailand’s minimum capital

. Global Green Chemicals Public Company Limited Management Discussion and Analysis | 17 Key Financial Ratios Exhibit 10 : Key Financial Ratios comparison of FY2019 and FY2018. Key Financial Ratio FY2019

commercial banks registered in Thailand and members of their financial groups to maintain minimum levels of capital adequacy as measured by three ratios, including the Common Equity Tier 1 ratio at no less

profit and operating profit ratios mainly comes from 1.) higher cost of rental and services at CentralPlaza Rama 2 following the land lease extension; 2.) higher utility cost driven by higher electricity

Operating Results 3.2. Cash Collection from NPLs and NPAs Management Businesses 3.3. NPLs by Portfolio Concentration 3.4. NPAs Concentration by Region by Type 4. Key Financial Ratios 5. Forward Looking

ratios Annualized Ratios 3Q20 2Q20 1Q20 3Q19 9M20 9M19 Net Profit (Baht million) 1,347 1,184 1,484 1,610 4,015 4,309 ROAE (%) 12.2 11.1 13.8 15.2 12.0 13.6 ROE (%) 12.4 11.3 13.5 15.3 12.2 13.6 ROAA