Other income Total revenues Segment revenue variance (million baht) 367.59 (4.90) 362.69 (0.08) 362.61 The difference of rates revenue (%) 35.46 (100.00) 34.82 (5.41) 34.76 Sales cost variance (million
variance (million baht) 484.09 0.34 484.43 The difference of rates revenue (%) 46.99 32.08 46.97 Sales cost variance (million Baht) 460.35 0.00 460.35 The rate of sales cost variance as (%) 48.55 0.00 48.55
consolidated revenues were 15,597 million baht, decreasing of 700 million baht or 4% y-y. The decreased income was a result of the Bank of Thailand cut the ceiling rates of interest rates on credit card from 18
variance (million Baht) 927.29 (9.78) 917.51 1.88 919.39 The difference of rates revenue (%) 16.85 (100.00) 16.64 37.92 16.66 Sales cost variance (million Baht) 1,004.62 (17.44) 987.18 0.00 987.18 The rate
under Clause 13/2; (b) restriction of borrowing proportion, regardless of any means, not exceeding the rates as prescribed in Clause 14; (c) restriction of incurring encumbrances only for the cases as
. Moreover, external factors, including increased inflation rates, increased interest rates, and political uncertainties, further impacted consumer purchasing power. This, in turn, contributed to a decline in
, the European Central Bank and the Bank of Japan may continue their monetary-easing stance. Likewise, many central banks in Asia may cut their policy rates to support their economic recovery. For
act as intermediary for the debt securities in secondary market trading, such as market maker providing liquidity through bid and offer rates, disclose the name and address of the entity and the main
and interest rates which are in line with customers’ acceptable risk appetite. Banks are also allowed to use other qualitative and quantitative factors which reflect customers’ potential and ability to
exchange rates. KBank hence prioritized effective risk management in order to cope with economic uncertainties both at home and abroad. We adopted a prudent credit policy, accounting for customer potential