: CH. Karnchang is the Company’s major shareholder, whereby as at the latest closing date of the share register on September 8, 2017, CH. Karnchang held 4,582,121,829 shares in the Company, representing

. Karnchang Public Company Limited (“CH. Karnchang”) Relationship : CH. Karnchang is the Company’s major shareholder, whereby as at the latest closing date of the share register on September 8, 2017, CH

to the Extra y issued ordin to the existing the allocation are. Total valu ember 2019 (t g newly issu r respective s rs, based on ed ordinary s share remain ary shares. If such unalloc shareholder e ng

the credit risk has increased significantly (Stage 2 Reserve) can be counted as Tier 2 Capital, while only reserve of pass class loans (Class 1 Reserve) is counted as Tier 2 under previous regulation

Public Company Limited is assigned the company rating of “A-” (Single A Minus), the rating of LH BANK’s Basel III Tier 2 capital securities at “BBB” (Triple B Straight). Analysis of Operating Results The

” outlook , and also affirms the rating of LH Bank’s Basel III Tier-2 capital securities at “BBB”. Branch Network As of 31 March 2021, Land and Houses Bank Public Company Limited had a total of 108 branches

credit risk has increased significantly (Stage 2 Reserve) can be counted as Tier 2 Capital, while only reserve of pass class loans (Class 1 Reserve) is counted as Tier 2 under previous regulation. Although

factors in the increase was (1) an increase in short term borrowing from financial institutions for the purpose of payment of shareholder dividend and (2) increased trade and other current payables due to

factors in the decrease was (1) reversal of provisions for decommissioning costs and (2) a decrease in short term borrowing from financial institutions. Shareholder Equity As of 31 December 2017, and 30

8.1%. The main factors in the decrease was (1) reversal of provisions for decommissioning costs and (2) a decrease in short term borrowing from financial institutions Shareholder Equity As of 31